Checking/Savings

Checking Options

Share Draft (Checking)

  • No monthly fees
  • No minimum balance
  • Unlimited check writing
  • Free MasterCard Debit Card - Available with Surcharge-free ATM access at thousands of Allpoint network locations nationwide
  • Savings Overdraft Protection available
  • Free Online Billpay
  • Free Remote Deposit

Savings Options

Share Account (Savings)

  • This is your primary account that identifies your membership
  • $5 deposit contributes to your membership and must be maintained at all times. $5 represents your share of America's First Network Credit Union and makes you an owner of America's First Network Credit Union
  • Earns quarterly dividends on average daily balance while allowing immediate access to funds
  • Free MasterCard Debit Card available with Surcharge-free ATM access at thousands of Allpoint network locations nationwide

Money Market Account

  • Higher dividend earning account
  • $1000 minimum balance
  • Able to make six withdrawals per month without penalty

Share Certificates (CDs)

  • Higher dividend earning account at a fixed rate with a wide array of terms
  • Minimum $500 deposit

IRA Accounts

  • Choose from Traditional, Roth or Educational IRAs
  • Higher dividend earning account
  • Tax deferred interest earned
  • $1000 minimum balance

Kid Share Accounts

  • Help your children (age 18 and under) build strong savings habits
  • Earns quarterly dividends on average daily balance while allowing immediate access to funds
  • $5 minimum balance

Club Accounts

  • Christmas Club or Vacation club options
  • You determine how much you want to save by making deposits directly, direct deposit or automatic transfer
  • No minimum balance
  • Christmas club funds are disbursed the first business day of October

G.R.A.D. Account

  • Getting Ready for A Degree (tuition, school supplies, computers, registration fees, etc.)
  • Private school tuition from kindergarten to grade 12
  • Earn a dividend rate 1% higher than the standard 12 month certificate of deposit

H.O.M.E. Account

  • Home Ownership Made Easier (down payment, mortgage payments, inspections, closing costs, attorney’s fees, etc.)
  • Earn a dividend rate 1% higher than the standard 12 month certificate of deposit

P.A.C.E. Account

  • Planning Ahead for Cash Emergencies (job loss, illness, birth of child, divorce, etc.)
  • Earn a dividend rate 1% higher than the standard 12 month certificate of deposit

H.E.L.P. Account

  • Home Energy Liquidity Plan (heating, oil, gas, electric heat)
  • Earn a dividend rate 1% higher than the standard 12 month certificate of deposit

Rates   Calculators