Checking/Savings

Checking Options

Share Draft (Checking)

• No monthly maintenance fees
• No minimum balance
• Unlimited check writing
• Free MasterCard Debit Card - Available with Surcharge-free ATM access at thousands of Allpoint network locations nationwide
• Savings Overdraft Protection available
• Free Online Billpay
• Free Remote Deposit

Savings Options

Share Account (Savings)

• This is your primary account that identifies your membership
• $5 deposit contributes to your membership and must be maintained at all times. $5 represents your share of America's First Network Credit Union and makes you an owner of America's First Network Credit Union
• Earns quarterly dividends on average daily balance while allowing immediate access to funds
• Free MasterCard Debit Card available with Surcharge-free ATM access at thousands of Allpoint network locations nationwide

Money Market Account

• Higher dividend earning account
• $1000 minimum balance
• Able to make six withdrawals per month without penalty

Share Certificates (CDs)

• Higher dividend earning account at a fixed rate with a wide array of terms
• Minimum $500 deposit

IRA Accounts

• Choose from Traditional, Roth or Educational IRAs
• Higher dividend earning account
• Tax deferred interest earned
• $1000 minimum balance

Kid Share Accounts

• Help your children (age 18 and under) build strong savings habits
• Earns quarterly dividends on average daily balance while allowing immediate access to funds
• $5 minimum balance

Club Accounts

• Christmas Club or Vacation club options
• You determine how much you want to save by making deposits directly, direct deposit or automatic transfer
• No minimum balance
• Christmas club funds are disbursed the first business day of October

G.R.A.D. Account

• Getting Ready for A Degree (tuition, school supplies, computers, registration fees, etc.)
• Private school tuition from kindergarten to grade 12
• Earn a dividend rate 1% higher than the standard 12 month certificate of deposit

H.O.M.E. Account

• Home Ownership Made Easier (down payment, mortgage payments, inspections, closing costs, attorney’s fees, etc.)
• Earn a dividend rate 1% higher than the standard 12 month certificate of deposit

P.A.C.E. Account

• Planning Ahead for Cash Emergencies (job loss, illness, birth of child, divorce, etc.)
• Earn a dividend rate 1% higher than the standard 12 month certificate of deposit

H.E.L.P. Account

• Home Energy Liquidity Plan (heating, oil, gas, electric heat)
• Earn a dividend rate 1% higher than the standard 12 month certificate of deposit

Rates   Calculators