About Us

America's First Network Credit Union was founded in 1976 in Clinton Connecticut under its original name, Chesebrough-Pond’s Federal Credit Union. We quickly grew to a two office operation by opening our Jefferson City Missouri branch the next year. In May of 1989, a third location was added with the opening of our Trumbull Connecticut office, which served as our main center of operation until 2020. After Chesebrough-Pond’s, Inc was acquired by Unilever Home & Personal Care USA, we changed our name to Personal Care America Federal Credit Union. Unilever continues to be one of our main sponsors. In 2016 Personal Care America Federal Credit Union became America's First Network Credit Union when we changed from a federally chartered credit union to a state chartered credit union. With continued growth, America's First Network Credit Union now has 8 offices located in 2 states with over $50 million in assets and over 6,000 members! We still serve members in Jefferson City but don’t have a physical branch there anymore.

America's First Network Credit Union is governed by a completely volunteer Board of Directors and Supervisory Committee (internal audit functions) who can be reached at supervisory.committee@afncu.com.  We are insured and regulated by the National Credit Union Administration (NCUA). We strive to deliver the highest level of service with the greatest personal care! 
America's First Network Credit Union is “Where You Belong!”

Board of Directors

  • Chairman, Dr. Philip Lane
  • Vice Chair, Richard Vibberts
  • Secretary, Robert Counihan
  • Treasurer, June Martin
  • Member, C.J. Slabaugh
  • Member, Greg Marty
  • Member, Nick Moalli
  • Member, Mark Reed
  • Member, Arthur Raffile


Supervisory Committee

  • Chairman, Joseph Carnali
  • John Keet, Jr.
  • David Lang
  • Xiaoling “Amy” Wei
  • Dr. Albert Post


East Hartford Division - Network Main Office
Nick Moalli, President & CEO
Sheryl Aborn, Vice President of Lending
Bette Slater, Sr. Loan Officer
Terri Segrave, Loan Officer
Viviana Rivera, Loan Processor
Carolann Wright, Member Service Rep
Katie Swanson, Member Service Rep


North Haven, CT Office - Member Services
Jeannette Landrau, Vice President of Operations
Ashley Rosales, Card & Share Draft Admin
Maria Rios, Member Service Rep
Heidi Kennedy, Member Service Rep



Groton, CT - Division
Cheryl Dunaj, Division CEO
Etta Nelson, Division Loan Originator

Trumbull, CT  Office
Kim Claybourne, Member Service Rep

East Haven, CT  Office
Sandy Santos, Member Service Rep

Fairfield University Campus, CT Office
Daisy Rosales, Member Service Rep

CT Transit Office
Tanya Moreno, Branch Manager

Jonesboro, AR Office
Estela Pawelko, Member Service Rep

Mission Statement

America's First Network Credit Union is dedicated to providing high quality personal service as well as diversified and competitively priced financial products to our member/owners.

We are committed to maintaining an exceptional level of professionalism, honesty and integrity in our efforts to do the very best in maximizing your benefits in your credit union.