Deposit Rates

Rates effective as of 09-01-2020 and are subject to change. Print a Copy
Account Types APR APY Balance Requirements
Share Savings 0.05% 0.050% $5.00
P.A.C.E Savings 0.50% 0.501% $100.00
G.R.A.D Savings 0.50% 0.501% $100.00
H.O.M.E Savings 0.50% 0.501% $100.00
H.E.L.P Savings 0.50% 0.501% $100.00
ShareDraft Checking -- -- --
Money Market 0.05% 0.050% Under $1,000
Money Market 0.15% 0.150% $1,000 - $9,999.99
Money Market 0.20% 0.200% $10,000 - $24,999.99
Money Market 0.30% 0.300% $25,000-$100,000
Money Market 0.40% 0.400% Over $100,000
KidShares 0.05% 0.050% $5.00
Club Accounts 0.05% 0.050% $5.00
Accumulator IRA 0.25% 0.250% $25.00
Traditional IRA 0.25% 0.250% $1,000.00
Escrow 0.20% 0.200% --
KidShare Certificates see term rates below $500.00
Share Certificates see term rates below $500.00
Share Certificates‡
  Standard Share Certificates Roth and Educational IRA Share Certificates Standard IRA Share Certificates
Term APR APY APR APY APR APY
3 Month 0.10% 0.100% NA NA NA NA
6 Month 0.15% 0.150% NA NA NA NA
12 Month 0.25% 0.250% 0.25% 0.250% 0.25% 0.250%
18 Month 0.35% 0.350% NA NA NA NA
24 Month 0.50% 0.501% 0.50% 0.501% 0.50% 0.501%
36 Month 1.00% 1.004% 1.00% 1.004% 1.00% 1.004%

Calculators

Certificate Rates Effective 09-01-2020
† Fees may reduce the earnings on the account.
‡ A penalty may be imposed for early withdrawal.
APY - Annual Percentage Yield
IRA - Individual Retirement Account
NA - Not Available