Deposit Rates

Rates effective as of 12-01-18 and are subject to change. Print a Copy
Account Types APR APY Balance Requirements
Share Savings 0.100% 0.100%         $5.00
ShareDraft Checking -- -- --
Money Market 0.100% 0.100% Less than $10,000
Money Market 0.250% 0.250% $10,000 - $25,000
Money Market 0.500% 0.501%    Over $25,000
KidShares 0.100% 0.100%         $5.00
Club Accounts 0.100% 0.100%         $5.00
Accumulator IRA 0.500% 0.501%        $25.00
Traditional IRA 0.500% 0.501%   $1,000.00
KidShare Certificates see term rates below      $500.00
Share Certificates see term rates below      $500.00
Share Certificates‡
  Standard Share Certificates Roth and Educational IRA Share Certificates Standard IRA Share Certificates
Term APR APY APR APY APR APY
3 Month 0.100% 0.100% NA NA NA NA
6 Month 0.200% 0.200% NA NA NA NA
12 Month 0.350% 0.350% 0.350% 0.350% 0.350% 0.350%
18 Month 1.982% 2.000% NA NA NA NA
24 Month 1.500% 1.508% 1.500% 1.508% 1.500% 1.508%
36 Month 2.000% 2.015% 2.000% 2.015% 2.000% 2.015%

Calculators

† Fees may reduce the earnings on the account.
‡ A penalty may be imposed for early withdrawal.
APY - Annual Percentage Yield
IRA - Individual Retirement Account
NA - Not Available