Loan Rates

Rates effective as of 04-01-2020 and are subject to change.
These rates are available to qualified borrowers; actual rate may vary due to credit worthiness.
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Loan Type Interest Rate

New & Used Car Loans                                                                 

maximum term based on amount of loan & age of vehicle. 
   
NOTE: 12 month term - 36 month term  Rates as low as 2.75% APR
NOTE: 37 month term - 60 month term  Rates as low as 2.85% APR
NOTE: Minimum loan amount for 72 months $15,000 Rates as low as 2.99% APR
NOTE: Minimum loan amount for 84 months $25,000 Rates as low as 3.25% APR
New & Used  Motorcycles Rates as low as 4.99% APR
New & Used Boats Rates as low as

5.99%
APR

New & Used Motor Homes Rates as low as 5.99%
APR
All Other Recreational Vehicles Rates as low as

6.49%
APR

Personal Loans Rates as low as 7.50% APR
Line of Credit (with your checking account)
Rates as low as 10.00% APR
Share Secured Loans Rates as low as 3.10% APR*
Home Equity Loan
minimum loan amount $20,000
Maximum 5 year term
Rates as low as
3.75%
APR
Maximum 10 year term
Rates as low as
3.99%
APR
Maximum 15 year term
Rates as low as
4.25%
APR

Home Equity Line of Credit(HELOC)
minimum line of credit amount $20,000
Wall Street Prime plus .25% margin
(Rate Floor 3.50%)

 

APR 3.50%

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Wall Street Prime Rate as of 03/16/2020 is 3.25%
First Mortgages are available at extremely attractive rates - no point options available
† A Home Equity loan requires you to pledge your home as the collateral for the loan.

* 3.00% above deposit account that the loan is secured by.

If you are interested in learning more, contact us.