Loan Rates

Rates effective as of 1-23-17 and are subject to change.
These rates are available to qualified borrowers; actual rate may vary due to credit worthiness.
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Loan Type Interest Rate
Share Secured Loan     6.90%
Line of Credit (with your checking account) Base Rate   10.00%
Personal Loan Base Rate   7.50%
New Recreation Vehicles (RVs, Boats, Motorcycles) Base Rate   6.00%
Used Recreation Vehicles (RVs, Boats, Motorcycles) Base Rate   6.00%
New Car Loan
maximum term based on amount of loan
Base Rate   3.00%
New Car terms to 7 Years Base Rate   4.00%
Used Car Loan
maximum term based on age of vehicle
Base Rate   3.00%
Home Equity Loan
minimum loan amount $20,000
maximum 5 year term   5.75%
maximum 10 year term   6.25%
maximum 15 year term   6.75%

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Wall Street Prime Rate as of 12-15-16 is 3.75%
First Mortgages are available at extremely attractive rates - no point options available
† A Home Equity loan requires you to pledge your home as the collateral for the loan.

If you are interested in learning more, contact us.