Loan Rates

Rates effective as of 9-1-19 and are subject to change.
These rates are available to qualified borrowers; actual rate may vary due to credit worthiness.
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Loan Type Interest Rate

New & Used Car Loan                                                                 

maximum term based on amount of loan & age of vehicle. Up to 60 month term.

Rates as low as 3.49%  APR

New & Used Car Loan                                                                

maximum term based on amount of loan & age of vehicle. Up to 72 month term.

Rates as low as 3.65% APR
New Car terms to 7 Years Rates as low as 3.75% APR
New & Used  Recreation Vehicles (RVs, Boats, Motorcycles) Rates as low as 6.00% APR
Personal Loan Rates as low as 7.50% APR
Line of Credit (with your checking account)
Rates as low as 10.00% APR
Share Secured Loans Rates as low as 3.10%APR*
Home Equity Loan
minimum loan amount $20,000
maximum 5 year term 5.75%
maximum 10 year term 6.25%
maximum 15 year term 6.75%

Home Equity Line of Credit(HELOC)
minimum line of credit amount $20,000
Wall Street Prime plus .25% margin


APR 5.50%

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Wall Street Prime Rate as of 8/1/2019 is 5.25%
First Mortgages are available at extremely attractive rates - no point options available
† A Home Equity loan requires you to pledge your home as the collateral for the loan.

* 3.00% above deposit account that the loan is secured by.

If you are interested in learning more, contact us.