Loan Rates

Rates effective as of 10-01-19 and are subject to change.
These rates are available to qualified borrowers; actual rate may vary due to credit worthiness.
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Loan Type Interest Rate

New & Used Car Loans                                                                 

maximum term based on amount of loan & age of vehicle. 
NOTE: 12 month term - 36 month term  Rates as low as 2.99% APR
NOTE: 37 month term - 60 month term  Rates as low as 3.25% APR
NOTE: Minimum loan amount for 72 months $15,000 Rates as low as 3.49% APR
NOTE: Minimum loan amount for 84 months $25,000 Rates as low as 3.75% APR
New & Used  Recreation Vehicles (RVs, Boats, Motorcycles) Rates as low as 6.00% APR
Personal Loan Rates as low as 7.50% APR
Line of Credit (with your checking account)
Rates as low as 10.00% APR
Share Secured Loans Rates as low as 3.10% APR*
Home Equity Loan
minimum loan amount $20,000
maximum 5 year term 5.75%
maximum 10 year term 6.25%
maximum 15 year term 6.75%

Home Equity Line of Credit(HELOC)
minimum line of credit amount $20,000
Wall Street Prime plus .25% margin


APR 5.00%

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Wall Street Prime Rate as of 10/31/2019 is 4.75%
First Mortgages are available at extremely attractive rates - no point options available
† A Home Equity loan requires you to pledge your home as the collateral for the loan.

* 3.00% above deposit account that the loan is secured by.

If you are interested in learning more, contact us.