Loan Rates Rates effective as of 1-2-19 and are subject to change. These rates are available to qualified borrowers; actual rate may vary due to credit worthiness. Print a Copy Loan Type Interest Rate New & Used Car Loan maximum term based on amount of loan & age of vehicle. Up to 60 month term. Rates as low as 3.49% APR New & Used Car Loan maximum term based on amount of loan & age of vehicle. Up to 72 month term. Rates as low as 3.65% APR New Car terms to 7 Years Rates as low as 3.75% APR New & Used Recreation Vehicles (RVs, Boats, Motorcycles) Rates as low as 6.00% APR Personal Loan Rates as low as 7.50% APR Line of Credit (with your checking account) Rates as low as 10.00% APR Share Secured Loans Rates as low as 3.10% APR* Home Equity Loan† minimum loan amount $20,000 maximum 5 year term 5.75% maximum 10 year term 6.25% maximum 15 year term 6.75% Home Equity Line of Credit† (HELOC) minimum line of credit amount $25,000 Wall Street Prime plus .25% margin APR 5.75% Apply Now Calculators Wall Street Prime Rate as of 12/20/2018 is 5.50% First Mortgages are available at extremely attractive rates - no point options available † A Home Equity loan requires you to pledge your home as the collateral for the loan. * 3.00% above deposit account that the loan is secured by. If you are interested in learning more, contact us.