Mortgages
Whether you’re purchasing your first home, your next home, or starting some home improvements we can help you with a range of flexible mortgage and lending options.
(HELOC) Home Equity Line of Credit
- Wall Street Prime Rate* plus 0.25% margin
- Flexible access, low monthly payments and no closing cost!
- 5 year draw, 10 year repayment period (borrow up to 80% of the home’s value)
- 10 year draw, 15 year repayment period (borrow up to 75% of the home’s value)
- $20,000 minimum
- Access with regular checks
- Click here to learn more! (Spanish version)
Home Equity Loans in Second Lien Position
- Fixed interest rate, term and monthly payment for the life of the loan
- Lump sum disbursement
- Borrow up to 80% of your property value
- 5, 10, and 15 year terms available
- Loan interest is tax deductible in most cases when funds are used for home improvement
- $20,000 minimum
Home Equity Loans in First Lien Position
- Competitive interest rates
- 10, 15, 20, and 30 year terms available
- Low closing costs
- Cash out options available
Second Home/Vacation Homes
- Fixed or Home Equity Line Options
- Borrow up to 80% of your property value.
- 10, 15, 20 and 30 year terms available.
- $20,000 minimum
- Call for customized rate option.
*Wall Street Prime Rate as of 5/4/23 = 8.25%
