Personal Loans

Whether you need a little extra cash during the holidays, or for unexpected expenses, America’s First Network Credit Union has the loans you need. Designed with you in mind and for any occasion.

Flex Loans

Members can advance or add-on to an existing AFNCU loan amount. Once approved you have the flexibility to draw funds up to your approved limit. Access your funds on a reoccurring basis all within 5 minutes.

  • $500 minimum – $25,000 maximum (pre-established limit)
  • Flexible monthly payment options
  • Maximum term 72 months
  • Rates as Low as 8.49% APR

Signature Loans

  • Fixed Monthly Payments
  • No Fees
  • Fixed Term (maximum term 72 months)
  • Fast Approval
  • $500 minimum – $25,000 maximum

Share Secured Loans

  • Borrow up to 100% of any deposit account balance (excluding share draft checking)
  • 3.00% above your current deposit rate
  • Your savings continues to earn interest even while you’re borrowing money
  • Secured deposit becomes available as you make payments
  • Flexible monthly payments
  • Rates as low as 3.10%

Overdraft Protection Line of Credit

  • Linked to your Share Draft Checking Account to prevent you from overdrawing
  • $5,000 maximum line limit available