Personal Loans
Whether you need a little extra cash during the holidays, or for unexpected expenses, America’s First Network Credit Union has the loans you need. Designed with you in mind and for any occasion.
Flex Loans
Members can advance or add-on to an existing AFNCU loan amount. Once approved you have the flexibility to draw funds up to your approved limit. Access your funds on a reoccurring basis all within 5 minutes.
- $500 minimum – $25,000 maximum (pre-established limit)
- Flexible monthly payment options
- Maximum term 72 months
- Rates as Low as 8.49% APR
Signature Loans
- Fixed Monthly Payments
- No Fees
- Fixed Term (maximum term 72 months)
- Fast Approval
- $500 minimum – $25,000 maximum
Fast Cash Loans
- No Third-Party Credit Check
- Revolving Line of Credit up to $1,000
- Must be a member of the Credit Union for at least 6 months, and in good standing in order to apply
- Fast Approval
- Maximum term 12 months
*$50 application fee for all Fast Cash applications. Other restrictions may apply.
Share Secured Loans
- Borrow up to 100% of any deposit account balance (excluding share draft checking)
- 3.00% above your current deposit rate
- Your savings continues to earn interest even while you’re borrowing money
- Secured deposit becomes available as you make payments
- Flexible monthly payments
- Rates as low as 3.10%
Overdraft Protection Line of Credit
- Linked to your Share Draft Checking Account to prevent you from overdrawing
- $5,000 maximum line limit available













