Rates

All rates effective March 1, 2024 and are subject to change.

Share Certificates

Standard Share Certificates

Roth & Educational IRA Share Certificates

Standard IRA Share Certificates

TermAPRAPYAPRAPYAPRAPY
3 Month0.99%1.000%N/AN/AN/AN/A
6 Month3.94%4.00%N/AN/AN/AN/A
12 Month3.69%3.750%3.69%3.750%3.69%3.750%
18 Month3.45%3.500%N/AN/AN/AN/A
24 Month3.21%3.250%3.21%3.250%3.21%3.250%
36 Month2.72%2.750%2.72%2.750%2.72%2.750%

Deposit Rates

Account Types

APR

APY

Balance Requirements

Share Savings0.10%0.100%$5.00
P.A.C.E Savings1.00%1.004%$100.00
G.R.A.D Savings1.00%1.004%$100.00
H.O.M.E Savings1.00%1.004%$100.00
H.E.L.P Savings1.00%1.004%$100.00
ShareDraft Checking------
Money Market0.15%0.150%Under $1,000
Money Market0.35%0.351%$1,000 – $9,999.99
Money Market0.50%0.501%$10,000 – $24,999.99
Money Market0.70%0.702%$25,000-$100,000
Money Market1.00%1.005%Over $100,000
KidShares0.10%0.100%$5.00
Club Accounts0.10%0.100%$5.00
Accumulator IRA0.30%0.300%$25.00
Traditional IRA0.30%0.300%$1,000.00
Escrow0.30% 0.300%--
KidShare Certificatessee term rates abovesee term rates above$500.00
Share Certificatessee term rates abovesee term rates above$500.00

Vehicle Loans

Loan

Term

Rate (As Low As)

Auto - New & Used1 - 3 years5.75%
4 years5.85%
5 years5.99%
($20,000 minimum)6 years6.15%
($30,000 minimum)7 years6.25%
($50,000 minimum)8 years6.49%

Motorcycle - New & Used 1 - 5 years6.49%
6 years6.75%
7 years 6.99%




Boat and RV1 - 5 years6.75%
6 - 7 years 6.99%
8 - 10 years7.25%




Title Loan Auto loan rate + 1.00%

Please contact the Loan Department for rates on older model vehicles.

Home Equity Loans

Up to 80% (Loan to Value)

Loan

Term

Rate (As Low As)

Fixed-Rate Home Equity Loan5 years5.99%
10 years6.35%
15 years6.75%




Home Equity Line of Credit8.75%




Home Equity First Lien PositionContact us today for available rates 860- 291-0345

Personal Loans

Loan

Term

Rate (As Low As)

Signature/Flex Loan1-3 years 8.49%
4 years8.99%
5 years 9.25%
6 years 9.49%




OverDraft Line of Credit 10.00% (Maximum amount $5,000)

Share Secured 3.10%

Certificate Rates Effective March 1, 2024
† Fees may reduce the earnings on the account.
‡ A penalty may be imposed for early withdrawal.
APR – Annual Percentage Rate
APY – Annual Percentage Yield
IRA – Individual Retirement Account
NA – Not Available

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