Rates

All rates effective January 1, 2023 and are subject to change.

Share Certificates

Standard Share Certificates

Roth & Educational IRA Share Certificates

Standard IRA Share Certificates

TermAPRAPYAPRAPYAPRAPY
3 Month0.25%0.250%N/AN/AN/AN/A
6 Month2.96%3.00%N/AN/AN/AN/A
12 Month1.74%1.750%1.74%1.750%1.74%1.750%
18 Month1.98%2.00%N/AN/AN/AN/A
24 Month2.03%2.050%2.03%2.050%2.03%2.050%
36 Month2.08%2.100%2.08%2.100%2.08%2.100%

Deposit Rates

Account Types

APR

APY

Balance Requirements

Share Savings0.10%0.100%$5.00
P.A.C.E Savings0.65%0.652%$100.00
G.R.A.D Savings0.65%0.652%$100.00
H.O.M.E Savings0.65%0.652%$100.00
H.E.L.P Savings0.65%0.652%$100.00
ShareDraft Checking------
Money Market0.10%0.100%Under $1,000
Money Market0.20%0.200%$1,000 – $9,999.99
Money Market0.30%0.300%$10,000 – $24,999.99
Money Market0.40%0.401%$25,000-$100,000
Money Market0.60%0.602%Over $100,000
KidShares0.10%0.100%$5.00
Club Accounts0.10%0.100%$5.00
Accumulator IRA0.30%0.300%$25.00
Traditional IRA0.30%0.300%$1,000.00
Escrow0.30% 0.300%--
KidShare Certificatessee term rates belowsee term rates below$500.00
Share Certificatessee term rates belowsee term rates below$500.00

Vehicle Loans

Loan

Term

Rate (As Low As)

Auto - New & Used1 - 3 years3.99%
4 years4.35%
5 years4.65%
($20,000 minimum)6 years4.75%
($30,000 minimum)7 years4.99%




Motorcycle - New & Used 1 - 5 years5.65%
6 years5.85%
7 years 5.99%




Boat and RV1 - 5 years6.49%
6 - 7 years 6.75%
8 - 10 years6.99%




Title Loan Auto loan rate + 1.00%

Please contact the Loan Department for rates on older model vehicles.

Home Equity Loans

Up to 80% (Loan to Value)

Loan

Term

Rate (As Low As)

Fixed-Rate Home Equity Loan5 years4.75%
10 years5.75%
15 years5.99%




Home Equity Line of Credit7.75%




Home Equity First Lien PositionContact us today for available rates 860- 291-0345

Personal Loans

Loan

Term

Rate (As Low As)

Signature/Flex Loan1-3 years 7.75%
4 years7.99%
5 years 8.25%
6 years 8.50%




OverDraft Line of Credit 10.00% (Maximum amount $5,000)

Share Secured 3.10%

Certificate Rates Effective December 1, 2022
† Fees may reduce the earnings on the account.
‡ A penalty may be imposed for early withdrawal.
APR – Annual Percentage Rate
APY – Annual Percentage Yield
IRA – Individual Retirement Account
NA – Not Available

1

APPLY FOR LOANS

1

CALCULATORS

1

MAKE AN APPOINTMENT