Guaranteed Auto Protection (GAP) Plus

Protect your investment with Guaranteed Auto Protection. With Guaranteed Auto Protection (GAP) from America’s First Network Credit Union members can help to protect themselves financially when money is owed on a depreciating vehicle.

Guaranteed Auto Protection (GAP) Plus

Interested in receiving $1,000 toward a future credit union vehicle loan?

GAP PLUS is Total Loss Protection…and then some

  • The moment you drive your vehicle off the lot, it depreciates about 20% on average. And you can count on roughly a 15% decline in value each year for the next four years.
  • If your vehicle is stolen or damaged and deemed a total loss, you are responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth.
  • GAP PLUS can help cover the difference and potentially save you thousands of dollars.
  • The amount you owe on your vehicle and the amount it is worth usually take very different roads.
  • GAP PLUS will assist you in covering the distance between them.

What is the “PLUS”?

  • The “PLUS” is the additional benefit of a $1,000 deduction toward your next vehicle loan at this institution if financed within 90 days of the GAP claim settlement.

Getting protection in the event of a total loss is easy!

  • Most types of vehicles are eligible, and you can generally include GAP PLUS coverage in your vehicle loan payment.
  • Contact us for more details.