Savings Accounts

Saving money and planning for your future doesn’t have to be hard. Contributing to growing your savings is easy with automatic deposits, and competitive dividends. Let America’s First Network Credit Union help you make it happen.

Savings (Share) Accounts

$5 minimum is all it takes to contribute to your membership. Members earn a quarterly dividend based on average daily balances.

  • This is your primary account that identifies your membership
  • The initial $5 deposit contributes to your membership and must be maintained at all times. $5 represents your share of America’s First Network Credit Union and makes you an owner of America’s First Network Credit Union
  • Account earns quarterly dividends on average daily balance while allowing immediate access to funds
  • Free MasterCard Debit Card available with Surcharge-free ATM access at thousands of Allpoint network locations nationwide

Money Market Account

We offer a higher dividend earning account based on your account balance. All it takes is a $1,000 balance to start earning a higher dividend rate.

  • Higher dividend earning account
  • $1000 minimum balance
  • Able to make six withdrawals per month without penalty

Youth Account

Start investing in your child’s future today. Teach them about financial literacy with a Youth Account from America’s First Network Credit Union. All you need is $5 to open an account and show your child how easy it is to save and earn money.

  • Help your children (age 18 and under) build strong savings habits
  • Earns quarterly dividends on average daily balance while allowing immediate access to funds
  • $5 minimum balance

Club Accounts

Think of this as your play money account for Christmas and vacation. Christmas funds are disbursed annually with one free additional withdrawal/transfer. While the vacation funds can be requested for disbursement at any time, 3 times a year for free per calendar year.

  • Christmas Club or Vacation Club options
  • You determine how much you want to save by making deposits directly via direct deposit or automatic transfer
  • No minimum balance

Courtesy Pay

Get overdraft protection from America’s First Network Credit Union. This member benefit helps cover items presented for settlement in a members share draft account even if the funds are not currently available.

  • Opt-in/opt-out of the program, specifically for POS transactions at merchants and at ATMs
  • Link to another deposit account first (i.e., Share Savings) and only incur a $5 fee
  • If the item is paid causing the member to go negative a $30 fee is incurred
  • Majority of individual member limits range from $0-$500
    Adding to the member benefits: This is a program that we offer through CUNA Mutual
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High Yield Savings Accounts

Earn 1.00% APY*

Start saving for the future

P.A.C.E. – PLANNING FOR CASH EMERGENCIES

  • For unexpected life events – job loss, medical emergencies, or home/auto repairs

H.O.M.E. – HOME OWNERSHIP MADE EASIER

  • Save for the costs associated with purchasing a home

G.R.A.D. – GETTING READY FOR A DEGREE

  • Supports tuition and education-related expenses (excludes 529 or Coverdell plans)

H.E.L.P. – HOME ENERGY LIQUIDITY PLAN

  • Assists with expenses related to home energy efficiency & improvements

B.O.B. – BABY ON BOARD

  • Prepare for your new arrival and set aside funds for big purchases like strollers or cribs, or apply to bills associated with appointments

S.E.R.V.E. – SAVINGS FOR EAST HARTFORD’S RELIABLE AND VALUABLE EMPLOYEES

  • This account functions like a checking account, offering fee-free withdrawals and a 1% APY*, with eligibility through payroll deduction or direct deposit from the Town of East Hartford.

APY = Annual Percentage Yield
Rates & Terms: *Annual Percentage Yield (APY) of 1.00% is effective as of 5/1/2026 and is a variable rate that may change after the account is opened. A minimum daily balance of $100.00 is required to earn the advertised APY and avoid a monthly service fee. A $5.00 minimum deposit in a Share Savings account is required for AFN CU membership. Fees may reduce earnings. A $50.00 fee applies to withdrawals used for non-qualifying purposes or lacking required documentation. G.R.A.D. accounts are not 529 or Coverdell tax-advantaged plans; please consult a tax professional. All accounts are subject to approval. Must be a Town of East Hartford employee to qualify for S.E.R.V.E. account. Deposits and terms on S.E.R.V.E. accounts are contingent on continued employment with the Town of East Hartford along with voluntary direct deposit that remains active. This offer is an optional benefit for employees of the Town of East Hartford. **Per Connecticut law (C.G.S. § 31-71b), participation in direct deposit or payroll deduction is voluntary and requires your written authorization.
This Credit Union is federally insured by the National Credit Union Administration (NCUA).
NMLS ID: 619401.